Continuum Planning Partners Book a meeting
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Planning for families before a major decision

Before the move you can’t take back.

Your CPA, attorney, insurance agent, banker and investment advisor each see one piece. Continuum brings every piece into one planning view before your family decides.

Book an Introductory Meeting

Brentwood · Knoxville · Johnson City · TupeloFamilies nationwideMost by referral

The decision in front of you

It usually starts with one decision that’s hard to undo.

Each one touches taxes, entities, coverage, lending and investments at the same time. Most families meet it while they’re still building, with the most to gain and the most to lose.

  1. An empty family workshop at dusk, tools hung neatly on the wall[Generated image: replace or buy license]
    01

    Selling the business.

    What you net, what you owe, and what you live on after.

  2. An old dry-stone wall crossing rolling Tennessee pasture in morning mist[Generated image: replace or buy license]
    02

    Buying the land.

    Cash, debt, and what it ties up for years.

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    03

    A liquidity event.

    The money arrives at once. The decisions around it don’t.

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    04

    Helping the kids.

    Generous now, without shortchanging later.

Why separate advice leaves gaps

Five good advisors. Five separate drawings.

Each professional works from their own sheet, and each sheet is accurate. But a sale changes the tax picture, which changes the trust, which changes the coverage, which changes the loan. The blind spots live between the sheets, where no one is assigned to look.

  • CPA sees this year’s return.
  • Attorney sees the documents.
  • Insurance agent sees the policy.
  • Banker sees the loan.
  • Investment advisor sees the portfolio.

Laid over one another, the five fragments become one mark. That is the planning view Continuum builds, and every advisor can work from it.

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Signs your family needs one view

You may already be the only one holding the whole picture.

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  1. i.

    Your advisors have never been in the same conversation.

    Each one hears your plans secondhand, if at all.

  2. ii.

    Good advice from one quietly contradicts another.

    A tax move that works against the estate plan. Coverage that no longer fits the balance sheet.

  3. iii.

    The decision has a date on it.

    A buyer, a closing, a deadline. Someone else set the timeline.

  4. iv.

    You can’t say what the move does to the next ten years.

    You know it’s significant. You can’t yet see how.

  5. v.

    Your plan was built for a smaller life.

    The documents still describe the family you were.

  6. vi.

    You’re the one translating between everyone.

    Usually in the evenings, from memory.

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The story

What it looks like to decide with the whole picture.

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How Continuum helps

One working model of your family, built before you move.

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At the center of the work

The Personal Plan [Description to be rewritten for the full plan. CONFIRM with compliance]

A working model of where your family stands today and where a specific decision would take it. Sell now or later. Buy the land outright or finance it. Help the kids this year or over time.

You see the paths side by side, in plain numbers, before anything is signed.

  1. a.

    One picture every advisor can work from.

    Your CPA, attorney, insurance agent, banker and investment advisor keep doing what they do well, from the same page.

  2. b.

    Direct access to the planners.

    The people building your model are the people you talk to. You won’t be passed along.

  3. c.

    A plan that stands on its own.

    Finished and yours to keep before anything is implemented, so the strategy is never shaped by a product.

Planning comes first

The plan comes first, and stands on its own.

The strategy is the foundation, so it is built, paid for with its own planning fee and finished before anything is implemented. Then, for most families, Continuum carries out the plan alongside their CPA and attorney. The plan can be implemented with the advisor of your choosing, and specific products or services may involve commissions or fees outside the planning fee. [CONFIRM with compliance]

Step one

The plan

Planning: the foundation, built and paid for with its own planning fee, and finished before anything is implemented. [CONFIRM with compliance]

Finished, and yours to keep. Nothing moves until you decide. [CONFIRM with compliance]

Separate, on purpose.

Step two

Implementation

Implementation: a separate step, carried out with the advisor of your choosing. For most families, that is Continuum, alongside their CPA and attorney. [CONFIRM with compliance]

We show you the steps in order of priority and help you carry them out.

“Get the plan right first. Everything we implement should be built on it.”

Abby Spaulding, CFP®, Managing Partner [CONFIRM Abby’s exact phrasing. Draft line for layout only.]
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Who it’s for

Built for a particular family, at a particular moment.

Likely a good fit

  • Families still building wealth, with a decision ahead that’s hard to reverse.
  • People who already have good advisors and want them working from the same page.
  • Owners weighing a sale, a transition or a large purchase.
  • Parents who want to help their children without guessing at the cost.

Likely not the right fit

  • Anyone shopping for a product first. We start with the plan.
  • Someone looking for a quick opinion on a single investment.
  • Families who would rather not see the whole picture.

How to begin

Three steps, one direction.

  1. Start with an Introductory Meeting.

    Tell us about the decision in front of you. We’ll tell you plainly whether we can help. [CONFIRM call length and format]

  2. Then, a Personal Plan.

    With your permission, we gather what your advisors already have and build one model of where you stand and where the move would take you.

  3. Then, one picture for everyone.

    Your advisors work from the same view, and your family makes the decision with all of it in sight.

The team

Small on purpose. Close to the work.

You work directly with the planners building your model. [Team introduction to come]

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Nine advisors, four offices [CONFIRM current roster and offices]

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    Nashville office

    Abby Spaulding, CFP®

    Managing Partner & Financial Planner

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    Nashville office

    Andy Faught, CFA, CFP®

    Managing Partner & Financial Planner

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    Nashville office

    Julie McCormick, CFP®

    Financial Planner

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    Nashville office

    Greg Sirko, CFP®

    Financial Planner

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    Nashville office

    Richard A. Hamilton, CFP®, ChFC

    Financial Planner

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    Knoxville office

    Jon Leonard, CFP®

    Financial Planner

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    Johnson City office

    Bryan Byrd

    Financial Planner

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    Tupelo office

    Brad Fair

    Managing Partner & Financial Planner

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    Tupelo office

    Darwin Beard

    Financial Planner

Our locations

Where our advisors are located.

Four offices across Tennessee and northern Mississippi.

Tennessee Mississippi Alabama Brentwood5 advisors Knoxville1 advisor Johnson City1 advisor Tupelo2 advisors

The Introductory Meeting

See all of it together, before you decide.

Start with an Introductory Meeting.

A conversation with the planners doing the work about the decision ahead and whether one planning view would help your family. It’s the simplest way to find out if we’re the right fit.

Book an Introductory Meeting [Booking link, phone and email to come]